Beginning in 2026, The Standard will serve as our provider for Group Life Insurance and Long-Term Disability (LTD) coverage. These benefits offer financial protection and peace of mind for you and your family in the event of serious illness, injury, or loss.

Explore plan highlights, coverage amounts, and claim resources provided by The Standard to better understand the protection available to you.

American Fidelity offers a range of voluntary insurance options to help you protect yourself and your family against unexpected events. Available 2026 coverage includes:

• Accident Insurance | American Fidelity
• Cancer Insurance | American Fidelity
• Critical Illness Insurance | American Fidelity
• Short-Term Disability Income Insurance | American Fidelity
• Term Life Insurance (Term 100 | American Fidelity & Term Life | American Fidelity)
• Whole Life | American Fidelity
• Hospital Indemnity | American Fidelity

These plans allow you to tailor coverage to your individual needs, providing financial support for medical expenses, lost income, and long-term protection for your loved ones.

American Fidelity Product Book

Benefit Site | American Fidelity

Many of our individual plans allow you to keep your coverage as long as you continue to pay your premiums. Visit Keep My Coverage | American Fidelity for more information regarding portability for American Fidelity products. 

Flexible Spending Account (FSA) and Dependent Care Plans (DPC)

Flexible Spending Accounts (FSAs) allow active employees to contribute pre-tax earnings to pay for eligible expenses. Contributions are payroll deducted. Healthcare FSAs cover medical, dental, and vision costs, while Dependent Care Plans (DPCs) are a separate type of FSA that help pay for eligible dependent care expenses in accordance with IRS regulations. Using an FSA or DPC can reduce your taxable income and make it easier to manage everyday healthcare and dependent care costs.

In 2026, FSA and DPC will be administered by American Fidelity. 

Healthcare Flexible Spending Accounts | American Fidelity

Dependent Care Accounts | American Fidelity