2026 Employee Benefits Updates - Big changes are coming for the 2026 plan year! 

We’re introducing a: 

• new Third-Party Administrator (TPA) - Texas Association of Counties (TAC)
• new medical PPO network - Blue Cross Blue Shield of Texas (BCBS-TX),
• new dental and vision insurance provider - Metlife; and
• an additional Ancillary Product Provider (including a streamlined benefits enrollment system) and flexible spending administrator - American Fidelity. 

These updates reflect our continued commitment to providing high-quality, cost-effective benefits for our employees and retirees. 

- 2026 Employee Insurance Rates  - 2026 Retiree Insurance Rates

More details will be shared during Open Enrollment this fall — stay tuned for plan information and enrollment instructions.

2026 Plan Year: Open Enrollment: October 21 – November 7, 2025

2026 Employee Open Enrollment Guide

2026 Retiree Open enrollment Information

During this period, employees can review benefit options, make plan changes, and confirm coverage for the 2026 plan year. For the 2026 Open Enrollment period and beyond, the County has partnered with American Fidelity for high-touch guided enrollment assistance. 

Self-Enrollment is now closed. Please schedule an appointment for guided enrollment.

Guided Enrollment Flyer   Guided Enrollment is available from October 27-31.

To simplify managing your benefits, we offer the Benefit Enrollment Portal, a one-stop resource for selecting and managing your health benefits. Through the portal, you can review your options, enroll in plans, and update your coverage during open enrollment or following a Qualifying Life Event (QLE). Visit www.employeenavigator.com to register or log in. An employee guide to the portal is also available in the resources below.

Employee Navigator Enrollment Guide_English

Employee Navigator EnrollmentGuide_Spanish

2025 Plan Year Open Enrollment - Employees

2025 Plan Year Open Enrollment - Retirees

The Commissioners Court adopts policies that serve as the foundation for how we operate as an organization and ensure compliance with legal requirements and best practices. 

This section provides an overview of key policies that impact our employees and operations. We encourage all staff to familiarize themselves with these policies to better understand the framework within which we work and to ensure adherence to our organizational standards.

Our primary retirement program is through the Texas County & District Retirement System (TCDRS), which offers secure benefits, including employer matching and flexible retirement options to help you build a strong foundation for your future.

In addition to TCDRS, we also offer deferred compensation plans, such as 457(b) plans, that allow you to set aside pre-tax income for retirement. These voluntary savings options give you greater control over your retirement planning by allowing you to increase your savings and manage your investments over time.

This section provides details on both TCDRS and our deferred compensation options, empowering you to make informed decisions about your retirement and long-term financial security.

In addition to paid time off, holiday and longevity pay, the County offers a plethora of other benefits designed to enhance your overall well-being.  Explore the many benefits we invest in for your health and future below, including gym utilization, tuition reimbursement, extended medical leave, and an Employee Assistance Program.

United Way Pledge Form

EMLB Request Form - Effective January 1, 2025

This section provides other helpful links and key resources related to employee compliance requirements, including rights to work, the employment eligibility verification process and the Health Care Reform Act. 

Right to Work Poster Unemployment Law Poster Unemployment Law Poster - Spanish Employee Rights - Fair Labor Standards Act Everify Participation Poster I-9 Form & I-9 Instructions EEOC - Know Your Rights EEOC - Know Your Rights - Spanish Whistleblower Act Poster Workplace Violence Poster

New Health Insurance Marketplace Coverage Options and Your Health Coverage Medicaid Chips Notice Notice of Privacy Pratices HIPAA Notice of Special Enrollment Rights HRA Notice - EEOC Wellness Program EE NoticeCompleted FMLA - Notice of Rights Health Benefits Compliance Guide Hep B Immunization schedule Blood Borne Pathogen Handout Uniform glossary of coverage and medical terms Important 1095-C and ACA Reporting Changes 2025

We understand that life circumstances change, and it’s important to maintain security for you and your family. That's why Victoria County offers options for portability of life insurance and continuation of health care coverage.

Portability of Life Insurance
If you leave employment or retire, you may have the option to take your group life insurance policy with you. Portability allows you to continue your life insurance coverage at group rates, ensuring that you and your family remain protected. Be sure to review your eligibility and apply within the specified time frame after your employment ends.

Letter to Former Employee - Portability Life

Life Portability Form

Continuation of Health Care Coverage (COBRA)
Under federal law, employees and their families have the right to continue their health care coverage through COBRA if coverage would otherwise end due to a qualifying event, such as termination of employment or a reduction in work hours. COBRA provides temporary continuation of the same health plan benefits at group rates, although you will be responsible for the full premium.

For more details on how to exercise your portability or COBRA rights, please contact our provider directly or refer to the resources available in your employee benefits portal.  

2024 Cobra Rates

COBRA Continuation Notice 2024